Loop is not a DApp — it's a protocol. Five layers, each modular. Six on-chain programs, each audited. Every primitive is permissionless and every value pathway is on-chain.
Cryptographic activity proofs. Merchants sign receipts, zkTLS proves purchases from any bank, modules distribute rewards 80/14/6 to user/treasury/stakers.
02 · VTP
Value Transfer Protocol
loop-vtp
Agent-to-agent transfers with 0.1% fee. Escrow with arbiter, time, oracle, or multi-sig release. Batch transfers, inheritance via heartbeat pattern.
03 · AVP
Agent Value Protocol
loop-avp
Personal and Service Agent identity. Principal binding, capability declarations (up to 20), 500-OXO service stake (1yr lock), reputation 0–10000 bps, 90/10 service-call fee split.
04 · User custody + stacking
Vault
loop-vault · loop-cred · loop-oxo
Each user owns one vault. Cred stacking 7–730 days at 8–16% APY. veOXO vote-escrow. Per-agent permission tiers. Inheritance-ready. 5% extraction fee resets balance — compounding is the incentive.
05 · Settlement
Solana
mainnet-beta
400ms finality, $0.00025 per txn, native Ed25519 precompile for receipt verification, ZK-verification-ready. The programs are Anchor-based, audited, deployed.